Navigating the Business Loan

Informationen zum Autor Professor Morton Glantz serves as a financial consultant, educator, and adviser to a broad spectrum of professionals, including corporate financial executives, government ministers, privatization managers, investment and commercial bankers, public accounting firms, members of merger and acquisition teams, strategic planning executives, management consultants, attorneys, and representatives of foreign governments and international banks. Professor Morton Glantz is a principal of Real Consulting and Real Options Valuation, firms specializing in risk consulting, training, certification, and advanced analytical software in the areas of risk quantification, analysis, and management solutions. As a JP Morgan Chase (heritage bank) senior banker, Professor Glantz built a progressive career path specializing in credit analysis and credit risk management, risk grading systems, valuation models, and professional training. He was instrumental in the reorganization and development of the credit analysis module of the Bank's Management Training Program-Finance, which at the time was recognized as one of the foremost training programs in the banking industry. Professor Glantz is on the (adjunct) finance faculty of the Fordham Graduate School of Business. He has appeared in the Harvard University International Directory of Business and Management Scholars and Research, and has earned Fordham University Deans Award for Faculty Excellence on three occasions. He is a Board Member of the International Standards Board, International Institute of Professional Education and Research (IIPER). The IIPER is a global institute with partners and offices around the world, including the United States, Switzerland, Hong Kong, Mexico, Portugal, Singapore, Nigeria, and Malaysia. Professor Glantz is widely published in financial journals and has authored 8 books. Klappentext The need for "back to basics" information about credit risk has not disappeared; in fact! it has grown among community bankers! who have no easy ways to learn about their business. This short book teaches readers how to apply modern! quantitative! analytical methods to problems of credit risk. Its "how-to!" practical and systematical guide to credit analysis draws upon case studies and online tools! such as videos! Excel spreadsheets! and PowerPoint slides in providing a concise introduction. The need for educated credit analysts is only growing! and to them this book can teach ways applying modern quantitative methods to credit risk issues. ...

Autorentext
Professor Morton Glantz serves as a financial consultant, educator, and adviser to a broad spectrum of professionals, including corporate financial executives, government ministers, privatization managers, investment and commercial bankers, public accounting firms, members of merger and acquisition teams, strategic planning executives, management consultants, attorneys, and representatives of foreign governments and international banks. Professor Morton Glantz is a principal of Real Consulting and Real Options Valuation, firms specializing in risk consulting, training, certification, and advanced analytical software in the areas of risk quantification, analysis, and management solutions. As a JP Morgan Chase (heritage bank) senior banker, Professor Glantz built a progressive career path specializing in credit analysis and credit risk management, risk grading systems, valuation models, and professional training. He was instrumental in the reorganization and development of the credit analysis module of the Bank's Management Training Program-Finance, which at the time was recognized as one of the foremost training programs in the banking industry.Professor Glantz is on the (adjunct) finance faculty of the Fordham Graduate School of Business. He has appeared in the Harvard University International Directory of Business and Management Scholars and Research, and has earned Fordham University Deans Award for Faculty Excellence on three occasions. He is a Board Member of the International Standards Board, International Institute of Professional Education and Research (IIPER). The IIPER is a global institute with partners and offices around the world, including the United States, Switzerland, Hong Kong, Mexico, Portugal, Singapore, Nigeria, and Malaysia. Professor Glantz is widely published in financial journals and has authored 8 books.

Klappentext
The need for "back to basics" information about credit risk has not disappeared; in fact, it has grown among community bankers, who have no easy ways to learn about their business. This short book teaches readers how to apply modern, quantitative, analytical methods to problems of credit risk. Its "how-to," practical and systematical guide to credit analysis draws upon case studies and online tools, such as videos, Excel spreadsheets, and PowerPoint slides in providing a concise introduction. The need for educated credit analysts is only growing, and to them this book can teach ways applying modern quantitative methods to credit risk issues.

Zusammenfassung

"...talks about the worth of a business, whether one is seeking finance, acquiring or investing in the business...has an international appeal and will be useful for any financier, small business owner or entrepreneur from a developed, developing or underdeveloped economy." --The IUP Journal of Entrepreneurship Development

"Overall, the book has an international appeal and will be useful for any financier, small business owner or entrepreneur from a developed, developing or underdeveloped economy." --The IUP Journal of Entrepreneurship Development

Inhalt

Chapter One Business Structures and Funding Sources

Chapter Two How Banks Evaluate Your Loan Application

Chapter Three Is Your Financial Information Accurate And Reliable?

Chapter Four Ratios Every Business Should Monitor

Chapter Five Financing Your Season

Chapter Six Exploring Your Business' Nerve Center: Cash Flow

Chapter Seven Interactive Business Forecasts Equations

Chapter Eight Assets You Can Pledge To Support Your Business Loan

Chapter Nine What Is Your Business Worth?