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Collateral (Finance)
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NKO0OTKUAT5
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Geliefert zwischen Di., 20.01.2026 und Mi., 21.01.2026
Details
High Quality Content by WIKIPEDIA articles! In lending agreements, collateral is a borrower's pledge of specific property to a lender, to secure repayment of a loan. The collateral serves as protection for a lender against a borrower's risk of default - that is, any borrower failing to pay the principal and interest under the terms of a loan obligation. If a borrower does default on a loan (due to insolvency or other event), that borrower forfeits (gives up) the property pledged as collateral - and the lender then becomes the owner of the collateral. In a typical mortgage loan transaction, for instance, the real estate being acquired with the help of the loan serves as collateral. Should the buyer fail to pay the loan under the mortgage loan agreement, the ownership of the real estate is transferred to the bank. The bank uses a legal process called foreclosure to obtain real estate from a borrower who defaults on a mortgage loan obligation.
Weitere Informationen
- Allgemeine Informationen
- GTIN 09786130780333
- Editor Frederic P. Miller, Agnes F. Vandome, John McBrewster
- EAN 9786130780333
- Format Fachbuch
- Titel Collateral (Finance)
- Herausgeber Alphascript Publishing
- Anzahl Seiten 128
- Genre Wirtschaft
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