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Credit Score (United States)
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Geliefert zwischen Do., 27.11.2025 und Fr., 28.11.2025
Details
A credit score in the United States is a number representing the creditworthiness of a person or the likelihood that person will pay his or her debts. It has shown to be very predictive of risk, made credit more widely available to consumers and lowered the cost of providing credit. A credit score is primarily based on a statistical analysis of a person's credit report information, typically from the three major American credit bureaus: Equifax, Experian, and TransUnion. Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Using credit scores, lenders determine who qualifies for a loan, at what interest rate, and to what credit limits. The Fair Isaac Corporation, known as FICO, created the first credit scoring system in 1958, for American Investments, and the first credit scoring system for a bank credit card in 1970, for American Bank and Trust.
Weitere Informationen
- Allgemeine Informationen
- GTIN 09786130268602
- Editor Frederic P. Miller, Agnes F. Vandome, John McBrewster
- Sprache Englisch
- Größe H220mm x B150mm x T6mm
- Jahr 2009
- EAN 9786130268602
- Format Fachbuch
- ISBN 978-613-0-26860-2
- Titel Credit Score (United States)
- Untertitel Credit risk, Debt, Statistics, Credit history, Credit bureau, Equifax, Experian, Bank, Credit card, Interest rate, VantageScore
- Gewicht 161g
- Herausgeber Alphascript Publishing
- Anzahl Seiten 96
- Genre Wirtschaft
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