Determinants Of Loan Repayment Among Women-owned Enterprise In Kenya

The world is in the midst of an information revolution in which the critical ingredients are knowledge and technology.Loan repayment is very crucial issue to the financial and non financial institutions.The book also elaborates on the various determinants of loan repayments which is vital to women entrepreneurs.These determinants are classified into three broad categories;first are the institutional factors secondly are the business factors and lastly are the entrepreneurial factors.The study findings revealed that the main factors affecting loan repayment includes social responsibilities such as the feeding of children, paying of rent, hospital bills, and the number of households members. The study recommended that the banking sector should review the interest rates, the terms and conditions, the loaning requirements and the repayment duration to help in timely repayment of available loans. The individuals seeking loans should be trained based on the proper loan management and utilization to avoid misappropriation of the desired loans.

Autorentext

He has taught in various universities and tertiary institutions.Currently he is a lecturer at Mt. Kenya and Jomo Kenyatta university. He is a CPA 6 graduate.He did his undergraduate at Moi university BED arts Economics and Mathematics).Masters level he did MBA finance and accounting.Currently he is perusing his PHD in business Administration