Digital Transformation and the Economics of Banking

The book provides deep insight into the processes of digital transformation of banking according to economic, institutional, and social dimensions. The principal audience of the book will be scholars in the fields of banking and finance, but also other related disciplines in the social sciences.

Autorentext

Piotr asak is Associate Professor at the Institute of Economics, Finance and Management, Jagiellonian University in Krakow, Poland.

Jonathan Williams is Professor of Banking and Finance in the Department of Finance and Accounting and Centre for Sustainable and Explainable FinTech at Surrey Business School.

Inhalt

1. Introduction (Piotr asak, Jonathan Williams) 2. The Redesign of the Internal Governance of Financial Institutions in Times of Artificial Intelligence: New Challenges, New Approaches, Old Issues (Micha Nowakowski) 3. From Digital Technologies to New Economics in Banking: How to Drive the Future of Digital Money and Data Information Knowledge (Anna Omarini) 4. Banking-as-a-Service and Embedded Banking as Innovative Methods of Providing Banking Services (Krzysztof Waliszewski) 5. Financial Inclusion: Is Financial Technology the Solution? (Danilo Abis, Patrizia Pia) 6. Ethical FinTech. The Importance of Ethics in Creating Secure Financial Products and Services (Micha Nowakowski) 7. Gender Disparity in the FinTech Sector: Systematic Literature Review (Baej Prusak, ukasz Wacawek) 8. FinTech and Sustainability: Does FinTech Firms' SDG-orientation Play a Role in the Bank-FinTech Relationship? (Stefano Cosma, Daniela Pennetta) 9. FinTech and ESG: A Happy Union? (Timothy King) 10. Sustainability, Public Security, and Privacy Concerns regarding Central Bank Digital Currency (CBDC) (Robert Rybski) 11. Electronic Money Institution as an Example of FinTech Sector Regulation: The Case of Poland (Grzegorz Kuca, Pawe Woroniecki) 12. Legal Guarantees of Access to a Payment Account Analysis from the Perspective of the Account Information Service Provider (Jan Byrski, Micha Synowiec) 13. The Role of Blockchain Governance in Banks' Transformation Toward Ecosystem-based Banking (Piotr asak)