Financial Performance of Commercial Banks in India in Post Reforms Era

In 1992, the Reserve Bank of India launched banking sector reforms in India to create a more profitable, efficient, and sound banking system.The reforms include the competition enhancing reforms, reforms enhancing role of market forces, prudential reforms, supervisory reforms, institutional and legal reforms, reforms related to the customer service in banks, technological reforms, and the payment and settlement systems reforms.In the context of these banking sector reforms, the present book attempts to discuss the banking sector reforms in India and to analyze and compare the financial performance of commercial banks in India on various aspects such as profitability, liquidity, capital adequacy, assets quality, and off-balance sheet strength in post reforms era. Moreover, it also attempts to extract the financial ratios which significantly predict the financial performance of commercial banks.The book should be especially useful to banking officials, researchers in the area of banking and finance, stakeholders of commercial banks, or anyone else who is interested in understanding the dynamics of financial performance analysis.

Autorentext

Dr. Sandeep Kumar Goel is a Associate Professor, Department of Commerce, Acharya Narendra Dev College, University of Delhi. He received his Doctorate degree in banking from Jamia Millia Islamia, New Delhi in the year 2012. He has presented papers in various national and international conferences. His areas of interest are banking and finance.