Identification of a reliable credit borrower

The history of the bank; various types of banks and banking; critical bank performance indicators; various types of loans; various types of collateral securities; types of loan interest rates; types of loan schedules; simplified method for loan interest computation either simple or compound; financial ratios; the borrower's debt capacity and credit analysis ratios; working capital cycle; detailed components of cash flow; balance sheet; loan granting procedures and conditions; the banking and financial system in Rwanda; loan file analysis; a three dimensional philosophy around the lender and the borrower; decision making on a borrower's request; how actually to identify a reliable borrower; causes of a negative/positive response to the borrower's request; consequences of a negative/positive response to the borrower's request.

Autorentext

L'auteur de ce livre est détenteur d'une maîtrise en finance et gérant d'une branche de la KCB Bank au Rwanda.Cet auteur a été dans différents services bancaires comme dans le service de comptabilité, crédits, recouvrement, marketing, opérations, etc.Il est aussi auteur du livre "Sachez la vérité avant qu'il ne soit tard".