Investors' Biggest Dilemma, Investment in Mutual Funds or ULIPs?

To fulfill the hopes of billions of investors, investment funds are required to maximize the value of investments by individual investors. Evaluating the performance of funds vis-a-vis such a goal is significant for both the investors as well as the managers. Various performance reports which are periodically published on the basis of standard measures may not actually reflect the true investment performance of these funds. Time and time again, potential investors are posed with a critical question of choosing the best investment avenue among the mutual funds and ULIPs. The investors being aware of the fact that they pay high amounts for professional fund management of these investment options, want to discover whether the fund managers can produce any added value or not. The skill of the fund managers to select the securities, their capability to perfectly time the investment decisions, and long-term performance persistence of the funds, are some significant points of exploration. This book focuses on taking the readers through various stages of the performance evaluation of the funds to finally address the dilemma that whether mutual funds perform better than ULIPs or otherwise! To fulfill the hopes of billions of investors, investment funds are required to maximize the value of investments by individual investors. Evaluating the performance of funds vis-a-vis such a goal is significant for both the investors as well as the managers. Various performance reports which are periodically published on the basis of standard measures may not actually reflect the true investment performance of these funds. Time and time again, potential investors are posed with a critical question of choosing the best investment avenue among the mutual funds and ULIPs. The investors being aware of the fact that they pay high amounts for professional fund management of these investment options, want to discover whether the fund managers can produce any added value or not. The skill of the fund managers to select the securities, their capability to perfectly time the investment decisions, and long-term performance persistence of the funds, are some significant points of exploration.

This book focuses on taking the readers through various stages of the performance evaluation of the funds to finally address the dilemma that whether mutual funds perform better than ULIPs or otherwise!

Autorentext

Dr. Pardeep Kumar is working as an Assistant Professor at the University School of Business, Chandigarh University, India. He is an alumnus of the Army Institute of Management, Kolkata (MBA, Finance/Marketing) and Khalsa College, Amritsar (B.Sc. Non- Medical) and has received the Doctor of Philosophy (Management) degree from the prestigious IKGPTU.