Micro Credit Delivery System With Reference To Self-Help Groups

An attempt is made to study the delivery of Micro -Credit to SHGs through bank linkage. The focus is on savings, disbursement, out standings and non- performing assets. The performance is ascertained both at the level of groups and members. There was a lapse on the part of the SHGs in the deposit of savings with the banks. The savings were deposited with the banks either belatedly or partially. The group earned income through internal lending of savings among the members and leaders. This has resulted in higher returns to the SHGs as compared to interest earned on savings if the savings are kept in banks.

Autorentext

G.Valli a obtenu son M.Com et son doctorat de l'Université Sri Venkateswara en 1993 et 2017 respectivement. Elle a obtenu un diplôme P.G et un M.Phil des universités de Pondichéry et de Periyar en 2002 et 2007 successivement. Elle a travaillé comme chargée de cours pendant 3 ans, publié 5 articles dans des revues et présenté des documents lors de 6 séminaires/conférences.