NPA "A melting Iceberg for Indian Banks"

The NPA demon is eating away the Indian economy slowly & steadily as it is making the credit costly & scarce. Unless it is managed effectively & quickly, it will damage the financial inclusion as well as infrastructure development in the country. India should learn from the fundamental lesson of banking stress in recent years across the globe. It is high time for all concerned to recognize this gigantic problem and re-frame the regulatory measures, strengthen the legal system and create credit discipline & loan repayment culture so as to make the Indian banking system vibrant to sustain the economic development.

Autorentext

Diwan Nayeer Khan, MBA-Agribusiness from Faculty Of Management Studies Banaras Hindu University,India.He is currently Manager in an Indian Bank and has eight years of Banking Experience. Dr. Rooba Hasan, a Phd in Agriculture Economic is associated with teaching at various Indian Universities.