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Overdraft
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High Quality Content by WIKIPEDIA articles! An overdraft occurs when withdrawals from a bank account exceed the available balance. In this situation a person is said to be "overdrawn". If there is a prior agreement with the account provider for an overdraft protection plan, and the amount overdrawn is within this authorised overdraft limit, then interest is normally charged at the agreed rate. If the balance exceeds the agreed terms, then fees may be charged and higher interest rate might apply. The first known overdraft was awarded in 1728 when merchant William Hog was allowed to take out Pds. 1000 (almost Pds. 65000 today, US$93000) more than he had in his account. The overdraft was awarded by The Royal Bank of Scotland which had opened in Edinburgh the previous year.
Weitere Informationen
- Allgemeine Informationen
- GTIN 09786130489021
- Editor Lambert M. Surhone, Miriam T. Timpledon, Susan F. Marseken
- EAN 9786130489021
- Format Fachbuch
- Titel Overdraft
- Herausgeber Betascript Publishing
- Anzahl Seiten 112
- Genre Wirtschaft
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