Redlining in Residential Mortgages

The book is a case study of redlining in Greater Johannesburg, South Africa. The book gives an account of the existence of redlining, the reasons for redlining and why Financial Institutions are forced to practise redlining. It has a local Johannesburg view, at the same time, it explores the redlining practice globally. The United States redlining practice is often refered to in the book. The book also gives an explanation of the dilema Financial Institutions face when funding projects and real estate in high default risk communities.

Autorentext

Charles Muzi Nsibande, Doctorate research, MBA, MSc(Property), BSc (Science). Studied Property, Real Estate and Finance at the University of Witwatersrand, South Africa and at Henley Business School, UK . Charles is a Project Manager and Principal of Bogoje Properties. He is a chartered Surveyor and a chartered Builder.