Risk Management Practices among Banks in India: An Empirical Study

The present study has focused on following aspects. First, an attempt has been made to examine the importance given to various types of risks being faced by Indian banks. Second, to study the risk management framework among banks, the study examines the size and ownership effect on the Risk Management Practices in banks. Third, we enumerate the growth and performance of banking sector in India since implementation of Basel I. Last issue undertaken in this study is to put forth the major challenges that are being faced by banks in India with the implementation of Basel II Accord and to suggest the procedures to face these challenges.

Autorentext

Dr Richa Verma Bajaj is MBA (Finance) and Ph.D. (2008) in Management from Haryana School of Business, GJUS&T, Hisar, Haryana, India. She is presently working as Assistant Professor in National Institute of Bank Management (NIBM), Pune, India. She has teaching and research experience of seven years in the area of Risk Management to her credit.