SHGS Bank-Linkage Programme

Socio-economic empowerment has been considered instrumental for holistic development. Women's empowerment is obviously essential for raising their socio-economic status in the society. Recently, women's empowerment has acquired an important place in government policy, non-government advocacy and academic research.There has been a paradigm shift in development and governance. Democratic decentralization, partnership with NGO's, empowering community based organizations, participatory development, sustainable growth and equity etc. have proved to be instrumental in people participation in development and governance as well as their empowerment. The models of micro-finance were evolved in Bangladesh, Indonesia, Philippines, Sri Lanka etc. and were adopted in India too. Financing through SHG's has been considered instrumental in people's empowerment, mobilizing thrift and extending credit. The concept of micro-finance in India was introduced sometimes in 1985, however, since 1996 it was widely accepted and implemented.

Autorentext

Samrat Srivastava est professeur adjoint de commerce au KES' B.K. Shroff College of Arts & M.H. Shroff College of Commerce. Il est membre du Centre de recherche du KESSC affilié à l'Université de Mumbai, il fait partie intégrante du Centre d'études internationales et du Centre de développement des programmes d'études.