The Determination of Home Loan Interest Rates

The underlying motivation of this study is to
contribute towards correcting the deficiency of
research into home loan interest rates in the formal
literature. It does this by pursuing the following
two areas of research: the determination of home
loan interest rates, and testing for the presence of
seasonal and cyclical variations in Australian home
loan interest rates (using product-level home loan
interest rates data of the two major Australian
banks, National Australia Bank (NAB) and
Commonwealth Bank of Australia (CBA)). A detailed
review of the literature shows that the topic of the
determination of home loan interest rates, as well
as modelling seasonality and cyclicality in home
loan interest rates, has been profoundly ignored in
the formal literature. Consequently, a lot that will
be presented in this book will be expressed in the
literature for the first time.

Autorentext

Dr Karamujic is currently a Senior Lecturer at the University of Melbourne. Before becoming an academic Dr Karamujic spent nearly nine years with NAB, where he occupied several senior and exec. management positions. Before NAB, Dr Karamujic spent several years in Canberra as Principal Economist for the Australian Capital Territory's Treasury.

Klappentext

The underlying motivation of this study is to contribute towards correcting the deficiency of research into home loan interest rates in the formal literature. It does this by pursuing the following two areas of research: the determination of home loan interest rates, and testing for the presence of seasonal and cyclical variations in Australian home loan interest rates (using product-level home loan interest rates data of the two major Australian banks, National Australia Bank (NAB) and Commonwealth Bank of Australia (CBA)). A detailed review of the literature shows that the topic of the determination of home loan interest rates, as well as modelling seasonality and cyclicality in home loan interest rates, has been profoundly ignored in the formal literature. Consequently, a lot that will be presented in this book will be expressed in the literature for the first time.